The best personal loans offer competitive rates, flexible loan amounts and a wide range of terms. Here’s how LendingClub personal loans stack up against other popular lenders:

LendingClub Vs. SoFi

SoFi offers higher loan amounts ($5,000 to $100,000) than available through LendingClub, and APRs start around 6% with autopay—lower than the most competitive rate available through LendingClub. Likewise, maximum APRs at SoFi only reach around 20%, whereas LendingClub rates peak at almost 36%. What’s more, SoFi does not charge any origination fees or late fees. SoFi’s loan terms (two to seven years) are also more extensive.

LendingClub Vs. LightStream

LightStream personal loans are available from $5,000 to $100,000 and APRs start below 3% (for some loan purposes) for borrowers who sign up for autopay; rates cap out at just over 20%. This means that LightStream borrowers with the highest credit scores can access rates much lower…

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