Advice offered by Marc Hebert, president of The Harbor Group Inc., a certified financial planner. If you have any questions about finance or if you’d like to suggest a future topic, email webstaff@wmur.com.Both the young and old can be subject to scams. Younger individuals often have less experience with finances and make good targets for scammers. Older people may be vulnerable and tend to lose large amounts of money when they do fall victim.The best advice is to be vigilant and on the lookout for scams regardless of your age. Cybercriminals are always looking for ways to take your money from you. Social media and e-commerce are making the process much easier. There is a larger chance of encountering a scammer on social media than by telephone or mail. Here are a few scam alerts to be on the lookout for:You must act or you will lose this special opportunity! There is pressure to do something immediately or suffer a consequence. Once you start to…

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