Do it at your own pace; no rush; you can withdraw your money at any time.”

The voice of Patrick James, who wanted me to call him Pat, was calm and matter of fact.

He could not have been more helpful as he gently persuaded me to invest £50,000 in one of the risk-free savings bonds that his company offered.

Ali Hussain receives call from scam investment company

He pointed me to official websites that showed that his company was legitimate, and patiently answered every question. Pat was always the model of politeness — until I told him that I was a journalist from The Sunday Times investigating his scam offering investments that did not exist.

“Suck my d***,” he yelled, letting his faux posh accent slip as he hung up.

Within hours

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