During life, we face constant challenges on various levels. This is no different when it comes to implementing and maintaining an investment strategy. I am going to try and lay out a road map to cover various stages in anyone’s financial life and at the same time sketch an investment strategy that should be suitable to most investors. It will still, however, be prudent to discuss your personal investment journey with a suitably qualified financial advisor.

To keep it simple I am going to broadly ignore estate planning and risk management as far as risk benefits are concerned. This is aimed to be a guide to assist you in times of uncertainty caused by life changes or any other eventuality.

First and foremost, start investing! Yes, you do have enough money to invest irrespective of your income!

It is not necessary to invest in complicated expensive products that require large minimum investment amounts. There are investment platforms that do not…

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