Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions.

This week’s episode starts with a discussion about job scams, including how to spot them and how to avoid them.

Then we pivot to this week’s question from Stephen, who asks:

“I have a question about maxing out my Roth IRA. My wife just finished school and has started working, so now we have an influx of money and we will be able to max out our IRA this year. Does it make sense to invest a little bit each month until it is maxed out or invest it all at once?”

Check out this episode on any of these platforms:

Our take

If you’re job hunting right now, do your due diligence when vetting potential gigs. Scammers are posting bogus jobs online in the hopes of duping people out of their money, personal information or both. Some are even making fake websites that mimic those of real companies in order to look legitimate to potential victims. Before you give…

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