Alarm bells started ringing in October, when I decided to take another look at my contract. On the last page, there was a link that took you to the account figures. It showed that the main account had £3.6 million in it, which was all our money put together. But then I noticed it said minus £100,000 floating “PNL” (Profit and loss). When I raised it with Singh, he told me that it was entirely normal and asked me not to share the link with anyone else.

But, as an accountant, I sensed something wasn’t right and started to check the link most days. Each time I logged on, I saw that the money was going down. Within the space of a week, the account was £1.5 million down. 

I tried to raise the alarm on the WhatsApp group, but Singh and the group admins continually shut me down; he blamed it on Brexit and said we would be able to make the money back in the new year.

Before we signed up, the administrators had said we could withdraw our money at…

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