“It’s got RAM, it’s got ROM, it’s got them, red and green lights, everything!” 

So said Del Boy of his “NASA approved Rajah computers” while trying to flog a few down the pub in a 1987 episode of hit BBC comedy show Only Fools and Horses.

You might have a chuckle if you know the episode, but it is also a tangible reminder of the way many scams were perpetrated. You saw the person attempting to part you from your hard-earned cash and you could look at the whites of their eyes. Even if you were tempted, in order to hand over money there would probably have had to be a walk to the bank to withdraw cash, a walk back to the pub and the physically act of handing over a wad of notes to a man with a greedy glint in his eye. 

Today, the City watchdog has launched the latest phase of its ScamSmart advertising campaign based on exactly this principle and aimed at giving those being…

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