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The sooner your start your financial planning journey, the better the outcomes are likely to be. Here are twenty steps you can take in your twenties that can set your finances up for life:
1. Set up a budget
Budgeting is habit-forming, and learning to use a budget early on in your career will help create excellent money habits for the rest of your life. Remember, while you are young, single, and your finances are relatively uncomplicated, budgeting will be a fairly simple exercise. As your personal circumstances change and become more complex, so too will your budget. Our advice is therefore to start your budgeting journey sooner rather than later to ensure that you are well-equipped for times when your finances require a more complex budgeting system.
2. Start investing with your first paycheque
As trite as this may sound, investing a portion of your first paycheque towards your future self is one of the most empowering things you can do in your…
