Dear Ms. MoneyPeace:

My 20-year-old daughter received a scam call in which the person on the other end of the line pretended to be from the Social Security Administration. She was asked to confirm her Social Security number by giving the last four digits, which she did. She had just woken up and her brain was not yet in full gear. 

My daughter immediately realized her error and called me in a panic. She contacted her bank and added a phone password to her account. The bank also placed an alert on her account.

What other steps should she take?

Sincerely, Carrie with a Credit-Breached College Student

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Dear Carrie: What an unfortunate wakeup call for your daughter — and a great learning opportunity for everyone else to be careful with phone calls! 

I commend your daughter on immediately notifying the bank, yet there is more to do. With her Social…

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