The email comes as a notification that you have been charged a specified amount for an item or service you never ordered. It is not a bill requesting payment, which you would immediately delete. Rather it is a notification of a payment that allegedly you have already made through a bank deposit or credit card. In my case, the amount charged was $311.06.

The target is anyone who has arrangements for paying recurrent charges automatically through a bank deposit or credit card – as I have.

My immediate reaction was that someone had found a way to hoodwink one of the automated payment systems I use in order to generate a spurious payment. And that I needed to retrieve the $311.06 that had been erroneously charged to my account.

Fortunately, or so I thought at the time, the email seemed to have understood that mistakes sometimes occur, and they provided a telephone number…

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