Overnight storms moved through central Oklahoma Wednesday, with some residents seeing large hail and high winds that damaged homes and vehicles. 

Oklahoma is ranked No.3 in the United States for automobile hail damage claims and No. 5 for hail-related property damage overall, according to some insurance industry data.

Here are answers to the most commonly asked questions by vehicle and home owners after hail and wind damage, from the Oklahoma Insurance Department website:

Does liability insurance cover hail damage?

Liability insurance alone will not cover hail damage, nor will a collision policy. Vehicle owners with comprehensive coverage may, however, be eligible for help with repairs to the interior, exterior and glass of their automobiles.  

Is my home covered for wind and hail damage by my homeowners’ policy?

Typically, hail and wind damage is covered by a standard homeowners’ insurance policy. However, the policy may have limitations. Check with…

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