To be sure, some big firms use car wrapping to drive brand awareness and help sell more stuff. But no legitimate business will do what the scammers do: After your “application” is approved, they send you a four-figure check in the mail, tell you to deposit it and then to forward most of the funds via a cash app, for example, to a technician who supposedly will do the wrapping. The work never happens. The check is a slice of phony baloney — and once the bank recognizes it, you are forced to pay back the bank in full and perhaps overdraft fees. The Better Business Bureau says banks tend to make funds from a deposited check available to you before the money is actually transferred to your account. Since finding out about a bad check can take weeks, it’s best to wait 30 days before spending money from concerning…

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