With hurricane season fast approaching, it’s important we look to the shadows from which those who are driving up insurance rates will soon emerge.
Under Florida law, no one other than a public insurance adjuster or attorney may act on your behalf to negotiate or settle an insurance claim. But that doesn’t stop so-called “loss consultants.”
These scam artists prey upon consumers, and their fraudulent practices – offering “bonuses” to conduct roof inspections or claiming the authority to negotiate with your insurer – drive up the costs of insurance. When a loss consultant offers to file a claim with your insurance company, they are committing a felony!
Why does the law only allow public adjusters or attorneys to provide this service? Because only they are licensed to do so, a process that requires ongoing training and in-depth understanding of complex insurance policies and coverage exclusions.